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This is insane.
My mortgage is $600 a month for a 5 bedroom house. The rest of my bills (utilities & insurance) about another $600, I also have student loans, and I eat well too. I also save money. You need to make good choices, not always have the best or the newest thing, realize that you have to pay your bills on the income you make now not the income you could make after you graduate, & then realize not everyone should get/have/do what everyone else is doing at that moment if they can’t afford it.
Also a lot of it is dictated by location-particularly rent/mortgage
^^^
I dunno why the fuck these kids are living in NYC/LA with McDonalds jobs. That’s honestly so retarded.
You realize $1181 isn’t NYC prices, right?
Median (not average) rent in NYC is over $3,000. $2,700 a month for a 1 bedroom. This number is much closer to the median rent for Dallas is about $1,000 ($1,063), or Detroit ($980 for a 1 bedroom). It’s fairly average rent to below average rent for a 1 bedroom apartment in any city in the US.
You need to make good choices, not always have the best or the newest thing, realize that you have to pay your bills on the income you make now not the income you could make after you graduate, & then realize not everyone should get/have/do what everyone else is doing at that moment if they can’t afford it.
Where do you get the idea that this person isn’t doing that?
Median income in the USA is $30,000 before taxes, which translates to $24,718 after taxes.
Which is $2,060 a month.
Do some basic math and you realize that a median rent in a normal city in the USA paid for by a median-income worker gets $205 dollars left after those three bills alone (which total to $1,855 a month).
So chances are Kendra James has an above average paying job. A job that pays significantly above minimum wage, @moosemarine (can’t tag, how surprising). I’ll tag @lovely-luxray and @blackness-by-your-side instead.
A “low-cost” food plan costs $240 per month, and gas will probably cost around $40-60 a month (presuming they live within 20 minutes of their job and pay in cash). And you can forget about getting SNAP benefits at income levels that high. SNAP benefits tap out once the household of 1 makes $1,300 a month. These are inevitable monthly costs. This isn’t even factoring in things like soap, toothpaste, shampoo, or laundry detergent which are also inevitable monthly costs.
So even just the bills laid out as described plus food and gas is literally every dollar a median income job pays. This isn’t just McDonald’s jobs or Subway jobs, but secretaries, construction laborers, retail workers (including managers and supervisors) and more.
Median cell phone bill itself is $200/month. Lowest ones are about $100/month. Median internet bill is $47.30/month. Which we won’t even factor into this math.
Assuming they break-even every month, that person is making around $34,000 a year, or abit over $16 an hour if they pay for nothing else other than food, gas, rent, student debt, and their car. More than double the federal minimum wage. And that’s assuming they both have no monthly costs outside of what they said (which isn’t likely considering they’re on the internet and probably have a cell phone and need to be clean to go to work) and they break even ever month (which is somewhat likely since the conversation is about them staying even, not sinking more into debt).
I don’t know. Maybe it’s more than people being “bad with money” or “so retarded”
this became relevant again.
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